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What is Motor Insurance?

Motor insurance is coverage of all commercial and private motor vehicles like car, motorcycle, bus & truck. As per the government guidelines , motor insurance policy is a necessary document for running any vehicle on road, not having motor insurance is a punishable crime. The reason behind this is protection of vehicle against physical damage and to prepare the owner for expenses which may incur on the repair of physical damages if any accident happens. However, the vehicle owner has option to choose type of insurance he wants.

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